Are you ready to become a homeowner? Many people ask themselves this question, and rightly so. It is a significant responsibility. The dream of homeownership is still alive and well, although it’s much more challenging for borrowers now that prices are sky-high and interest rates have doubled. First-time home buyers must be more vigilant than […]

One of the questions I am sure many kids ask their parents is, should we buy a house before marriage or wait until after the wedding? Whether it is better to buy a house before or after getting married is debatable. Considerable thought should be given to buying a house before marriage. Purchasing property before […]

Have you just heard about this type of condo and are wondering what it means and how it works? Understanding Non-Warrantable Condos and their financing challenges is crucial when purchasing a condominium. Non-warrantable condos fail to meet requirements set by agencies like Fannie Mae, Freddie Mac, and the FHA. Factors that make a condo non-warrantable […]

Would you like to learn some of the best mortgage tips for first-time homebuyers? Understanding the steps to buying a house is crucial. Buying a home involves many lingoes the average consumer may not know or understand. Considering that most people will finance a home’s purchase for a relatively significant amount, it makes sense to […]

Are you wondering what a lien on property is and how it works? Perhaps you want to do a property lien search? Are you interested in how to find out if there is a lien on a home? Knowing how to check for liens on a property is essential. If you find liens, you’ll also […]

Have you heard the term “escalation clause” and wondered what it means? It is not uncommon for a seller to get multiple offers for a home in hot real estate markets, and bidding wars become commonplace in a seller’s market. As a buyer, the situation can become frustrating as you make offers – only to […]

Are you considering buying a modular home? Once thought a cheap and low-quality housing option, modular homes have come a long way in recent years. They offer home buyers another way to achieve their dream of owning a home and have several advantages over regular, “stick-built” homes. However, buyers should also be aware that modular […]

First-Time Buyer Home Insurance Explained Are you looking for home insurance for your first home purchase? For first-time home buyers, navigating the homeowner’s insurance landscape can feel overwhelming, but protecting your new investment is crucial. As a first-time home buyer, you will be presented with the option of buying home insurance to protect your investment. […]

Are you considering purchasing a home or condo within a homeowners association? If so, one of the first things you should research is the HOA fees. Homeowners Association (HOA) fees are more than just a monthly bill for those in specific communities. These dues are investments in the community’s upkeep and future. Primarily, these fees […]

One of the goals of most folks is homeownership. Understanding the house closing process is essential for a first-time buyer. The more you know about the steps for closing on a house, the less likely you’ll make mistakes. When you are preparing, it can feel like you are near the end of the buying process. […]